Discover how the Alliant mobile app allows you to do all things banking, 24/7, no matter where life takes you.
An Alliant Personal Loan is a safe option for emergencies, or debt consolidation. Cash when you need it, typically same-day approval.
Help your little one learn about money by opening a kids savings account. It costs just $5 to open, and we’ll pay it for you!
Open multiple savings accounts and give each account a nickname specific to your savings goal.
Alliant helps your money make more money with high deposit rates and low loan rates.
With great mortgage rates, an online application and an expert team, we’ll take care of the heavy lifting.
Estimate your monthly mortgage payment on your future home.
Alliant mortgage calculator
Alliant offers competitive low rates with a team of home loan experts ready to lend a hand. Whether you’ve already found your next home or you’re just starting your search, we’re ready when you’re ready.
Fill out the online preapproval application (it takes about 10-15 minutes). Preapproval gives you buying power while you’re house-hunting and when it’s time to put in an offer.
Once you’re ready to buy and are under contract with a seller, complete the online mortgage application.
You’ll receive a call from your knowledgeable Alliant mortgage loan officer to discuss your application (about 2-4 hours).
Your loan officer will guide you through the entire process and answer your questions until you’re handed the keys to your new home.
Choose from fixed-rate and adjustable-rate mortgages (ARM) with a variety of terms and down payment options.
Standard mortgage used to purchase a new home.
You could save on interest by refinancing your current mortgage to a lower rate.
Traditional or refinance mortgages more than $510,400.
Low down payment options – as low as 0% down for first-time homebuyers – with no pricey private mortgage insurance (PMI).93
Search for homes and get help buying or selling. Plus, get a cash back rebate up to $6,500 when you buy or sell, or up to $13,000 if you buy and sell through the program.88
Lock in a mortgage rate and payment for a period of either 15, 20 or 30 years.
Lower initial rate subject to adjustments after fixed term.
15-year, 20-year or 30-year50
Initial fixed term 3, 5, 7, or 10-year48,49
Purchase rates shown above are stated as low as. Rates can vary based on individual loan characteristics. Displayed rates reflect a 45-day lock period. Refinances are currently locked for 90 days.
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Find out how much home fits into your budget – or how much you could save by refinancing – with our simple custom rate tool, no strings attached.
Subscribe to Rate Watch to get notified when a mortgage rate hits your target. Sit back and let the savings come to you!
Still deciding which mortgage is right for you? Check out our Money Mentor blog to learn more about mortgages and all stages of homeownership, or visit our Mortgage Resource Center.
Grp-LoanOfficers@alliantcreditunion.com. Please include your contact info, best time of day to reach you, what type of mortgage you’re interested in (e.g. traditional, refinance, jumbo) and your specific questions. A loan officer will get back to you in 1-2 business days.
Before you fill out your online Alliant mortgage application, be sure to temporarily lift any credit freezes you have in place. You’ll also need to provide basic information about your income, assets, monthly expenses and any other properties you own.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
With an adjustable-rate mortgage (ARM), monthly payments can change after a specific amount of time, according to your loan structure. However, Alliant ARMs have a cap to prevent a drastic payment increase. Talk with an Alliant home loan specialist to make sure you understand how your payment can change over time.
Alliant offers float-down protection, should your ARM rate drop during the mortgage underwriting process. This ensures you get the best rate until right before closing on your new home.
The Alliant Advantage Mortgage (AAM) program allows qualified homebuyers to make a low down payment without pricey PMI payments.
Alliant does not charge an application fee or escrow waiver fee. Alliant discloses mortgages fees up front so you won’t be surprised on closing day. Check out our custom rate tool to learn more.
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